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Self-Pay Pricing and Insurance for Mental Health Services

Self-Pay Pricing and Insurance for Mental Health Services Serving Santa Monica, El Segundo CA

Dr. Katie Flanigan-Landeros offers flexible payment options for both self-pay and insurance. Starting at $150 to $350 per 50-minute session, therapy sessions are priced based on the treatment type. For specialized treatments like Exposure and Response Prevention (ERP) for OCD, the Starter Package is available for $900 for four weekly sessions, while the Core ERP Package is priced at $1,800 for eight weekly sessions. We accept most major insurance plans and provide financing options to make therapy accessible for all. Whether you choose self-pay or insurance, our goal is to make mental health care both effective and affordable. For more information, contact us or schedule an appointment online. We are conveniently located at 400 Continental Blvd FL 6, Suite A El Segundo, CA 90245.

Self-Pay Pricing and Insurance for Mental Health Services Serving Santa Monica, El Segundo CA
Self-Pay Pricing and Insurance for Mental Health Services Serving Santa Monica, El Segundo CA

Table of Contents:

How much does a mental health therapy session cost with self-pay?
How much do mental health treatments cost with insurance?
Do insurance plans cover the full cost of counseling sessions?
Do insurance plans cover telehealth mental health services at the same rate as in-person visits?
Do you offer financing options for mental health services?
Why Choose Dr. Katie Flanigan-Landeros?

How much does a mental health therapy session cost with self-pay?


If you’re considering self-pay for therapy, understanding the cost of various treatment options is important. At Dr. Flanigan Landeros OCD & Psychological Services, therapy sessions typically range from $150 to $350 for a 50-minute session, depending on the type of therapy, such as Cognitive Behavioral Therapy (CBT) or Dialectical Behavior Therapy (DBT). For specialized treatments like Exposure and Response Prevention (ERP) for Obsessive-Compulsive Disorder (OCD), the clinic offers structured packages to provide significant savings.

For individuals dealing with OCD, the clinic offers the Initial Assessment & Treatment Planning for ERP at $325 for a 90-minute intake session. This session includes a comprehensive assessment to develop a personalized treatment plan. After the initial session, you can opt for the Starter Package, which includes four 60-minute weekly sessions for $900, ideal for those with mild symptoms or new to ERP. For a more comprehensive treatment plan, the Core ERP Package is available for $1,800 and includes eight weekly 60-minute sessions, along with symptom tracking and personalized ERP assignments to address OCD symptoms effectively.

For those seeking more intensive support, the Intensive Support Package offers 12 weekly or twice-weekly 60-minute sessions for $3,600. This package also includes four follow-up relapse prevention sessions to ensure long-term success. Additionally, you can add brief 15-minute phone check-ins for $50 each to provide extra support between in-person sessions. These packages are designed to offer a structured and cost-effective approach to ERP therapy for OCD.

To make therapy more accessible, the clinic offers sliding scale fees based on income, ensuring affordability for everyone. There are also financing options through Prosper, allowing for flexible monthly payments. For those with out-of-network insurance, the clinic provides superbills that can be submitted for potential reimbursement, helping reduce the overall cost for self-pay patients. Therapy sessions are generally 50 minutes long, with most patients attending weekly sessions at the beginning. As treatment progresses, the frequency can be adjusted to biweekly or monthly, depending on individual needs and progress.

How much do mental health treatments cost with insurance?


The cost of mental health treatments at Dr. Flanigan Landeros OCD & Psychological Services varies depending on your insurance plan and coverage. For patients with insurance, the cost of therapy is typically reduced through copayments, deductibles, or coinsurance, depending on your specific policy. For standard therapy sessions, you may be responsible for a copay that typically ranges from $20 to $75 per session. However, the exact amount will depend on whether your insurance plan classifies the treatment as in-network or out-of-network.

If your plan requires you to meet a deductible before coverage kicks in, you’ll need to pay the full cost of therapy sessions until that amount is met. After meeting your deductible, insurance generally covers a larger portion of the session, but you may still have to pay a coinsurance of 10% to 30% per visit. More extensive treatments, such as Exposure and Response Prevention (ERP) for OCD, may require a higher coinsurance or be subject to different coverage terms.

To ensure you’re aware of your coverage details and avoid unexpected costs, it’s highly recommended to reach out to both your insurance provider and Dr. Katie Flanigan Landeros. The clinic’s staff can help you verify insurance coverage and benefits before starting treatment.

Do insurance plans cover the full cost of counseling sessions?


Insurance plans typically do not cover the full cost of counseling sessions. Instead, most insurance plans require you to pay a portion of the cost through copayments, deductibles, or coinsurance. The exact amount you pay depends on your specific insurance plan and the therapist’s network status.

Copayment: This is a fixed amount that you pay per session, and it typically ranges from $20 to $75. The amount can vary based on your insurance plan and whether the provider is in-network or out-of-network.

Deductible: Some plans require you to meet a certain deductible before insurance coverage begins. For example, if your deductible is $1,000, you must pay for your therapy sessions until you’ve met that amount. Once met, your plan will start covering a portion of the costs.

Coinsurance: After you meet your deductible, you may still be responsible for coinsurance, which is a percentage of the session’s cost. Typically, coinsurance can range from 10% to 30%.

Additionally, if your provider is out-of-network, your insurance may only cover a small portion of the session costs, or none at all. It’s essential to verify with your insurance provider and therapist to understand your coverage, out-of-pocket costs, and any limitations on the number of sessions covered.

Do insurance plans cover telehealth mental health services at the same rate as in-person visits?


Insurance coverage for telehealth mental health services can vary depending on the plan and the provider. In many cases, insurance plans cover telehealth therapy at the same rate as in-person visits. However, this is not universally true, and it’s important to verify your specific insurance coverage.

At Dr. Katie Flanigan Landeros OCD & Psychological Services, telehealth therapy is available for both new and existing patients, and we strive to provide flexible and accessible care. Many insurance plans now include telehealth coverage for mental health services. The rate at which insurance will reimburse for telehealth sessions is often similar to in-person visits, meaning you may be responsible for a copay, deductible, or coinsurance, similar to how you would pay for in-person therapy.

However, some insurance providers or plans may have different reimbursement rates for telehealth services, or they may have temporary policies that limit coverage. To avoid unexpected costs, it’s essential to verify with both your insurance provider and our office whether your plan covers telehealth therapy at the same rate as in-person visits. Dr. Katie Flanigan Landeros can assist you with this process to ensure you receive the care you need with minimal financial surprises.

Do you offer financing options for mental health services?


Dr. Katie Flanigan Landeros offers flexible financing options to help make mental health care more accessible. Understanding that therapy can be a significant financial commitment, the clinic is committed to providing solutions that ensure cost is not a barrier to seeking treatment.

To assist patients with managing the cost of therapy, the clinic offers financing through Prosper, which allows for manageable monthly payments. This option provides a way for patients to spread out the cost of their treatment, making it more affordable and easier to fit into their budget. In addition to financing, the clinic also provides sliding scale fees based on income, offering additional flexibility for those who need it.

For patients who may need help navigating the financial aspects of care, Dr. Katie Flanigan Landeros is happy to provide guidance and support. Whether you’re beginning treatment for OCD, anxiety, depression, or another mental health concern, the clinic’s goal is to make therapy accessible without undue financial stress. Contact the clinic to discuss the financing options that best fit your needs, ensuring that you can begin or continue your journey to better mental health with ease.

Why Choose Dr. Katie Flanigan-Landeros?


Choosing Dr. Katie Flanigan-Landeros for your mental health care ensures you’re receiving expert, compassionate treatment tailored to your needs. As a highly skilled psychologist specializing in OCD treatment, anxiety, depression, and other mental health concerns, Dr. Flanigan-Landeros offers evidence-based therapies like Cognitive Behavioral Therapy (CBT) and Exposure and Response Prevention (ERP). With a patient-centered approach, Dr. Flanigan-Landeros focuses on understanding each individual’s unique challenges and goals, creating personalized treatment plans that deliver real results. Whether you’re seeking in-person sessions or the convenience of telehealth therapy, Dr. Flanigan-Landeros provides flexible options to ensure accessible and effective care. Additionally, with financing options available, patients can receive the support they need without financial strain.

Experience comprehensive mental health care with a trusted professional dedicated to your well-being at Dr. Flanigan-Landeros OCD & Psychological Services. For more information, contact us or schedule an appointment online. We are conveniently located at 400 Continental Blvd FL 6, Suite A El Segundo, CA 90245. We serve patients from El Segundo CA, Santa Monica CA, Inglewood CA, Gardena CA, Torrance CA, Hawthorne CA, Culver City CA, Westmont CA, West Los Angeles CA and surrounding areas.